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He is 45 years old. He knows it’s wrong. He doesn’t care. Fixing the uncle isn’t OP’s job. Calling the police and protecting his son is.
Trash took itself out.
Again, you're an outside source.
I don't know I'm not them.
Maybe she puts up with him and that's enough.
The more yoi say the worse your buddy sounds.
Well that was wholly predictable. Even if I was (hint – I'm not) at least my labour isn't being exploited for 60 hours a week.
I'd prefer to be piss broke and in the gutter than a brain-dead slave. But I'm neither. You however, are very much the latter.
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“You can pout all you want, but this is the truth.”
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those men are weird. if you dont want any drastic changes just stay childfree!
Carrying that level of credit card debt every month is itself a bad decision. You should bring that level down as rapidly as possible, because credit cards typically have a fairly high interest rate. You didn't mention how much your student loans are or what rate they carry.
It is in fact irresponsible to take an overseas trip and acquire a pet if you are in substantial debt.
Explaining that this is a common problem is not likely to impress your boyfriend. And I don't even think that he's being judgmental. 700 is not a great credit rating, mine is 820. You are no doubt paying a higher interest rate based on your credit rating.
Instead of taking that tack, you should say you recognize you have made mistakes and you need to learn more about personal finance. Tell him that you will both read a book on the subject (ask if he can recommend one) as well as meet with a personal banker to chart a course.
One of the smartest things you can do is have an automatic payment toward your debts made from your bank account as soon as your paycheck is deposited, and don't incur any more debt that month. This might require you going to a cash basis. Other big money sinks are consumer spending (clothes and other nonessential buys) and going out to lunch at work instead of taking your own.
Thank you sharing your experience and advice, this gives me some hope 🙂 What you said about being obsessed rings true for me – I need to channel that into something else.
It does. Very much. Thank you for your feedback